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mortgage rates

Bank of Canada Rate Remains Unchanged

https://dominionlending.ca/news/bank-of-canada-reduces-prospects-of-a-rate-hike/

Bank of Canada Rate Remains Unchanged

Yesterday the Bank of Canada announced that it would hold the overnight rate to 1.75%.  For variable mortgage clients, bank prime rates for most lenders remain at 3.95%.  Effective rates range from 2.95% and up for 5 year variables.  In comparison, typical 5 year fixed rates are starting at 3.69% these days, with some specials… Read More…

Bank of Canada Holds Rate Steady

As was pretty much expected, the Bank of Canada held the overnight interest rate at 1 ¾% this week, citing a weaker outlook for the Canadian economy.  The softer tone from the Bank is in direct contrast to what they said when they last met October 24.  Since that time, oil prices have fallen considerably… Read More…

Four-Month Home Sales Gain ends in September

Here is a great article from DLC’s Chief Economist Sherry Cooper regarding home prices, house listings, and rent. Four-Month Home Sales Gain Ends in September

Bank of Canada Set to Raise Qualifying Rate

On Monday, May 14 the Bank of Canada will be raising the qualifying mortgage rate for prime mortgages to 5.34%.  It currently sits at 5.14%.  This will affect borrowers wanting a variable rate the most.  If you’re wanting to qualify for a mortgage before the rate increases, you only have a couple more days left. … Read More…

How to Get a Mortgage After the New Rule Changes

Have you tried to apply for a conventional mortgage since the inception of the new rules the government implemented on January 1st?  If you have and have been either turned down or you can’t get as much of a mortgage as you need, call me today.  I have a solution that has helped other borrowers… Read More…

Bank of Canada Raises Rates

The Bank of Canada raised rates for the first time in seven years. The new benchmark rate is .75%, up .25%. The Bank says Canada’s economy has been “robust”. As for future rate hikes, the Bank didn’t give much indication. This will likely make it harder for consumers to qualify for a mortgage term other… Read More…

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