Paying down, and off, debt is a priority in everyone’s life. Every family and individual should have a written household budget. There are plenty of these online to be had. If you don’t have one or would like me to send you one, please email me and I will do so. By paying off one… Read More…
debt consolidation
Your Credit Bureau-What You Need to Know
Have you ever wondered why your credit score is as low as it is when you are diligent in meeting the monthly obligations? It’s derived of more than your repayment history & how many inquiries you may have. Below is the matrix that is used in determining your score: 35% of the score is based… Read More…
Mortgage Insurance Premiums Set to Increase
Effective March 17, 2017, high ratio insurance premiums will be increasing. This comes right on the heels of the changes the federal government set out in October. Below is a chart of the new premiums: Loan-to-Value Ratio Standard Premium (Current) Standard Premium (Effective March 17, 2017) Up to and including 65% 0.60% 0.60% Up to… Read More…